Chapter 36 One bad outcome and one worse outcome
Chapter 36 One bad outcome and one worse outcome
After hearing what his daughter said, and considering other things, Qin Zhiguo immediately understood Li Chao's intentions.
Li Chao still felt guilty about spending his family's money, but since he couldn't earn money now, he could only compensate his family in other ways.
Qin Zhiguo felt sorry for this guy no matter when he thought about him.
Which family wouldn't want a child like that—good at studying and sensible?
"Since Li Chao painstakingly compiled this for you, you should study it well. Don't think about getting 600 points. As long as you can get 500 points, you won't have let Li Chao down."
"Oh……"
Qin Nuanyang inexplicably felt pressured.
Why would Li Chao make something like this for himself out of the blue?
Why not use that time to sleep a little longer? Or do a few more practice problems?
She always thought it was just a simple set of review materials, the kind you can find everywhere.
Qin Zhiguo then asked, "How's it going with Li Chao? Your mother and I are planning to go over and help him clean up and buy some household supplies."
"He bought everything, and I even helped mop the floor."
"Okay, then let's go eat right away."
……
Forty minutes later, Qin Nuanyang and her family arrived at Li Chao's place. After checking the room to make sure that no personal items were left behind, they called Li Chao to join them for dinner.
Qin Zhiguo wasn't stingy with the meal; the four of them spent over 300 yuan. He also chatted with Li Chao about studying, though they didn't discuss it too much for the time being.
He didn't mention a word of Zhang Xiangsong's worries, for fear that Li Chao would overthink things.
Now we just observe and wait...
The second mock exam, which is actually the midterm exam, will be in November, at which point we will naturally know Li Chao's specific situation.
After dinner, Liu Min bought some fruit and brought it back to Li Chao, thus concluding the evening's events.
Li Chao returned to his residence and felt much more comfortable in the spacious environment.
Finally, I've taken the first step towards enjoying life. Although Qin Zhiguo paid for it, the process was quite challenging.
Taking out his phone, he discovered that Wen He had sent him several messages in a row.
"You moved away?"
"I noticed that your thermos wasn't downstairs, and the lights in the upstairs room weren't on."
"I've already got the bank card and SIM card. Do you still want them?"
When Li Chao saw the message from Wen He, he could roughly sense her inner tension.
After all, I had just agreed with her last night to lend me tens of thousands of yuan to invest in stocks, but the very next day I moved out of the rented apartment.
A normal person would think it's a scam, especially Wen He. At this moment, tens of thousands of yuan is undoubtedly a huge sum of money for her. The interest from online loans alone would be enough to ruin her life.
It's no exaggeration at all. After all, she can't even afford the interest, and she might be harassed by debt collectors next month, who knows? They might even come to the school and make the whole thing public knowledge.
Even the best mindset can't withstand such immense external pressure.
Even if she could successfully take the college entrance examination and perform normally, going to university would still be a nightmare for her.
The interest will keep increasing, and after four years, the principal, interest, and penalties could potentially roll over to more than 150,000.
Online loans are generally not reported to credit bureaus, but the problem is that debt collectors will definitely use the most effective methods. Eventually, the school will know that she has defaulted on her online loans, and it may not be easy for her to find a job in the future.
Especially some large companies, whose information can be easily found online, wouldn't dare to hire her.
And interest rates never stop increasing...
Li Chao immediately sent a message: "Moving today was also an unexpected event. An elder rented a house for me in Lijing Garden near the school gate. Are you free to come over and take a look now?"
Li Chao didn't suggest going to Wen He's place, but instead asked Wen He to come and familiarize herself with the way, which would minimize Wen He's panic.
Wen He quickly replied, "How about tomorrow?"
"Tomorrow is fine too, how about tomorrow morning, after 10 o'clock?"
Wen He waited for about a minute before replying, "I suddenly remembered I have something to do tomorrow, let's go now."
"OK."
Seeing that Wen He suddenly changed her mind, Li Chao guessed that she had just deliberately tested him.
After all, she would definitely feel uneasy having a girl come here so late at night.
She was relieved after testing the waters and discovering that she hadn't deliberately targeted the time.
After learning that Wen He was coming, Li Chao immediately went downstairs and bought two bottles of drinks, two buckets of instant noodles, and a few sausages from a nearby convenience store.
Then, I waited at the entrance of the residential area.
About ten minutes later, Wen He's familiar figure appeared in sight, and after a while, she came to Li Chao.
Wen He looked up at the neighborhood, then took out a bag and handed it to Li Chao: "Um... everything you wanted is in here."
"Go upstairs first, it's hot outside, and we'll need your help with various verifications later."
Wen He glanced around and said softly, "Uh... this is fine."
"No, you really aren't going to come check on where I live? Aren't you afraid I'll run away?"
Wen He: "..."
Of course she was scared, after all, she had carefully weighed the consequences.
Even though Li Chao's situation shouldn't have led to this, the fact that there was a 99.99% chance of not losing, but the one in ten thousand chance of being killed if he did lose, still made her uneasy.
"It's okay, it's okay, I believe you."
Wen He could only say that she had finally agreed, and that Qin Nuanyang was probably behind this.
For Qin Nuanyang's sake, she should have more trust in Li Chao.
Li Chao didn't press the issue. "Alright, I've already downloaded the software. Can you help me log in and get verified?"
Li Chao handed over the phone, and Wen He slowly verified the information on the phone using the bank card number and brokerage account.
Li Chao made separate changes to the last few passwords.
I was busy for about half an hour.
"Um... I'll give you the money the day after tomorrow morning, that way you can pay two days' interest less." Wen He explained her idea; all she needed now was the money.
"no problem!"
At this moment, Li Chao took the bank card, SIM card, and a copy of his ID card, and handed over the snacks he had just bought: "Here, take these. I just bought them at the convenience store."
"Oh? I can't accept this..."
Li Chao shoved the fruit directly into Wen He's hands. "Why are you being so polite with me? We've been through thick and thin together. There's some fruit at home; I'll go get it for you in a bit."
Upon hearing this, Wen He, who had been resisting, quickly took the bag and said, "No, no, no need, this is enough. I'll head back now, goodbye."
Li Chao watched Wen He leave with a smile.
Taking the fruit was just an excuse to amplify Wen He's inner unease and force her to make a decision that would make her feel a little more comfortable.
She was already caught in an awkward situation where she couldn't refuse. If an even more awkward outcome were to occur, then her current predicament would undoubtedly become worthwhile.
This is pretty much how stock market shakeouts work: they gradually change the mindset of investors, from expecting to make a fortune when they first enter the market, to hoping to break even after being trapped, and then slowly, after being deeply trapped, they only think about getting out after a three or five-point rebound to reduce their losses.
When people first buy stocks, most don't think they'll lose money and have to sell.
But the truth is, the vast majority of people who buy stocks end up losing money.
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