novelslam Chapter 439 The winds of change completely reversed; the Chu family's online lending platform c
Chapter 439 The winds of change completely reversed; the Chu family's online lending platform c
"What? Another order cancelled? How many orders are there today?"
In the office of Chu's Financial in Qinghe County, project manager Zhang Qiang's voice was hoarse from shouting.
The table in front of him was piled high with cancellation request forms.
One stack, two stacks, three stacks...
It was almost as tall as his face.
The salesman next to him, Xiao Zhou, shrank his neck and answered in a low voice, "Manager Zhang... this is the thirty-seventh order today."
"Thirty-seven?!"
Zhang Qiang slammed his hand on the table, making the teacups jump.
"Weren't there people lining up to apply for loans yesterday? How come they all changed their minds overnight?"
Xiao Zhou looked distressed: "Manager, didn't you check your phone? Houses have been distributed in Jiangjia Village..."
"A fully furnished 180-square-meter apartment, provided free of charge. No dowry required."
"Now, all the brides' parents from the surrounding villages are going crazy, vying to marry their daughters into Jiangjia Village. Who would still want to borrow our loans?"
Zhang Qiang was stunned.
He grabbed his phone and opened a short video platform.
The screen is filled with images of large, single-level apartments in Jiangjia Village.
Various angles, various filters.
The comments section was filled with envy, jealousy, and resentment.
"I'm jealous."
"What kind of amazing boss is this?"
"Sisters, is Jiangjia Village still looking for wives? I'll bring my own dowry!"
Zhang Qiang's face turned green.
……
In the following days, the situation became even more dire than Zhang Qiang had anticipated.
It's not just that we've lost new customers.
Even long-term clients who had already signed contracts and completed the loan disbursement process have begun to cancel their orders on a large scale.
Early in the morning, the lobby of Chu's Financial was packed with people.
They're all here to get their loans refunded.
The young man at the head of the group, wearing a faded military overcoat, grabbed his over-sixty-year-old father and slammed the contract onto the counter.
"Refund! You must refund me today!"
The salesperson behind the counter quickly approached, a professional smile plastered on his face: "Hey, sir, this contract is already in effect. According to Article 37, Paragraph 2, early termination requires payment..."
"Pay my ass!"
The old man behind the young man grabbed a carrying pole and slammed it down on the counter with a "bang".
"I'm illiterate and didn't study much. You tricked my son into signing! Now that Jiangjia Village is giving out houses, my son doesn't have to borrow money from you anymore!"
Are you going to give me a refund today or not?
The old man propped the carrying pole up on the ground, his neck stiff.
"No refund? Fine! I'm sitting right here and not leaving!"
Seeing this, the other young people nearby also mustered their courage.
"Yes! We won't leave unless you back down!"
"How do you calculate the interest? I had someone calculate it yesterday, and it'll almost double in ten years! Isn't this usury?"
"I'm calling the police!"
The situation was completely out of control.
Zhang Qiang rushed out of the office and felt a chill run down his spine as he looked at the noisy crowd in the lobby.
He took out his phone and, with trembling hands, dialed a number in Beijing.
"Young Master Chu... something has happened."
"Customers are collectively requesting loan refunds, and we can't stop them. Some of them brought elderly people to cause trouble. If this isn't handled properly, it might involve the police..."
There was a few seconds of silence on the other end of the phone.
Chu Tiankuo's voice was icy cold.
"Increase the penalty for breach of contract. The contract must be executed as it was signed. The law is on our side."
Zhang Qiang swallowed hard: "But Young Master Chu, they don't care about the law at all, they just talk about carrying poles..."
That's your problem.
The phone hangs up.
Zhang Qiang stared at his phone, on the verge of tears.
But something even more serious was yet to come.
Those truly shameless, low-class clients—who borrowed money, had their wives run away, and failed to get married—made an even more ruthless decision after realizing the market had changed.
Everyone lay down.
I'm not paying it back.
You're going to sue me? Go ahead and sue me.
I don't have a single penny of assets under my name, not even a house. Even if you win the lawsuit, you won't get any money.
A young man who had borrowed 150,000 yuan told the debt collector over the phone, "Sue me if you want. I can't afford a coffin anyway. You have no money, but you can take my life."
The debt collector was left speechless after being confronted.
The bad debt rate soared from 30 percent to 50 percent.
Then it will reach 70%.
Finally, it settled at 82%.
The tens of millions of yuan invested by Chu's Financial in Qinghe County, including interest, have all gone down the drain.
Less than half a month.
Enforcement officers from the Qinghe County People's Court appeared at the entrance of Chu's Financial.
The gilded signboard on the door was taken down.
The gate was sealed off.
Several uniformed men were going in and out, carrying boxes of account books and documents.
Passersby stopped to watch, pointing and commenting.
"Tsk tsk, isn't this that dating loan thing from a while back?"
"Serves them right! Those loan sharks get what's coming to them!"
……
The Chu family courtyard in Beijing.
The assistant stood at the study door, head bowed, his voice trembling.
"Young Master Chu... the online dating loan project in Qinghe County has been seized by the local court."
"Suspected of illegal lending and false advertising."
"In addition... the provincial financial regulatory authorities have also intervened in the investigation."
Chu Tiankuo sat behind his desk, with a valuable Montblanc limited edition fountain pen in front of him.
He didn't speak.
Slowly tighten your fingers.
A "click" sound.
The pen broke in two.
Ink splattered on the white marble tabletop, resembling a pool of black blood.
Chu Tiankuo stared at the ink stain and sneered.
"Using primitive, asset-heavy infrastructure to directly dismantle modern financial rules?"
"Jiang Chen, you're becoming more and more to my liking."
He threw the pen, which had broken in two, into the trash can.
"But you think that's the end of it?"
……
[Ding! The system has detected that the host has successfully exposed a fake online dating scam, rectified unhealthy marriage practices in rural areas, and protected the future of young people!]
[Task Rating: S+!]
[Triggered a top-tier cashback bonus: 500 billion yuan in cash! Automatically deposited into the host's offshore sovereign wealth fund account!]
[Special Bonus Aura: "Goddess of Fertility" Aura—The birth rate of employees in Jiangjia Village and its subordinate enterprises will experience a surge, and the children will have excellent physical health!]
Jiang Chen sat in the village committee canteen, looking at the bank's notification message on his phone that the money had been deposited into his account, and almost spat out the braised pork he was eating.
Five hundred billion.
Another 50 billion.
He lowered his head, ate a mouthful of rice, and said to Wang Dagou, who was gnawing on a chicken leg next to him.
"Da Gou, inform the whole village that we're having a huge feast tomorrow to celebrate Xiao Bei and the others all finding their significant other."
Wang Dagou, gnawing on a chicken leg, mumbled a reply: "Okay!"
"besides."
Jiang Chen put down his chopsticks, and his expression changed.
"Contact a fleet of heavy trucks. Our farm's several thousand tons of fertilizer equipment should be ready to arrive."
He looked out the window at the vast farm spanning tens of thousands of acres, a confident smile playing on his lips.
Wang Dagou swallowed the chicken in his mouth and patted his chest, "Don't worry, Brother Chen! I'll contact Pan Dahai and the others about the heavy truck convoy. I guarantee they'll be all ready within two days!"
"it is good."
Jiang Chen picked up his rice bowl again.
No one expected that Chu Tiankuo's next move had already been quietly made.