Siheyuan: I Really Think That Honest People Are Easy To Bully.

Chapter 248, Mortgage Loan, Householder Becomes Tenant

"Mom, Dad, Guangtian, my sister came to me to borrow money this morning. I said she would wait until you came back from get off work. She must be still waiting for my reply. Do you want to lend it to her?"

In a blink of an eye, the time came to the next night. During dinner, Qin Jingru asked Liu Haizhong's family. As soon as she finished speaking, her husband Liu Guangtian jumped out and objected.

"What can we borrow? Where do we have spare money to lend to them? We don't even have enough money to spend. Besides, who in the courtyard doesn't know that Silly Zhu still owes a lot of foreign debt. If we lend this money out, it will take years and months to get it back." ”

"But she is my sister after all. Besides, we can be together now, and she has contributed a lot in the process. Wouldn't it be a little too unkind to refuse directly? 11

Although what Liu Guangtian said is true, Qin Jingru also has her own difficulties. If she really ignores her sister's family, she will have a reputation as a white-eyed wolf. How can she return to her parents' home in the future?

"Guangtian, please stop talking. I think Jingru's concern is quite right. Anyway, the relationship is there. Just ignore it. It's definitely not possible. It will easily make others gossip, and it will not be good for our family's reputation." , what do you think, head of the family?"

Seeing that Liu Guangtian was about to refute, the second aunt interrupted him directly and spoke to Qin Jingru. She was very satisfied with her daughter-in-law after spending so long together, but in such a big matter, Liu Haizhong would definitely have the final say.

"You guys, this is too one-sided. How much money do you earn every month, Guangtian? Does Qin Huairu know? So her real purpose is to borrow money from me. The reason why she wants to find Jingru first is I know she can't refuse."

"Moreover, their hole this time should be quite big. They were embarrassed to open their mouths to Yi Zhonghai, so they tried to find a way to raise part of it themselves. In addition to us, we probably also borrowed money from other people, although the final big part still fell on Yi Zhonghai’s side, but at least the face is better.”

Liu Haizhong had a rare moment of sobriety, and he guessed Qin Huairu's purpose and thoughts almost instantly, and even figured out why they borrowed money.

"Dad, if what you say is what you say, then our family will not be able to borrow this money. Asking for help is unreasonable. "Did she have no plan at all?"

"That's not the case. They don't have the courage. Unless they don't want to live in this compound in the future, otherwise the neighbors' saliva will drown them. I guess they just want to delay the repayment for a while."

Regarding his stupid son, Liu Haizhong was too lazy to complain now. He simply said a reason and stopped talking to him.

"Old man, you've been talking for a long time, so should we borrow it or not at all? Please hurry up and make the next charter so that Jingru can reply to Qin Huairu. That's right. Jingru, has your sister said she wants to borrow it? how much?"

"My sister didn't say the specific amount, she just said, borrow as much as possible. Speaking of which, my dad was really good. It was obvious at a glance that they are very short of money now.

While answering the second aunt, Qin Jingru also praised her father-in-law. After getting along with him for so long, Liu Hai's character has been somewhat developed.

"Well, Jingru, when Silly Zhu comes back, you can go over and tell them that it's no problem to borrow money, a hundred yuan is fine, but they need to mortgage things, and the repayment time is five months."

"If it is returned by then, nothing will happen. We will just treat it as borrowing money to help our relatives tide over the difficulties. On the contrary, their bicycle will belong to our family."

"I'll write the IOU to you later. If they agree, then sign and get the money. If they don't agree, forget it. If they don't borrow it themselves, it has nothing to do with us. No one can gossip about you."

I have to say that Liu Haizhong's brain is definitely cheating tonight. This method may seem a little unkind, but it can very well ensure that the interests of his family are not damaged.

"Thank you, dad. I know what to do. I will definitely talk to them as you asked and make this matter clear.

"Well, that's good, let's eat."

"good."

Soon after dinner was finished, the mother-in-law and daughter-in-law went to clean up the kitchen, while Liu Haizhong went to the room to write an IOU. After everything was sorted, Qin Jingru took the IOU and went out.

Time went forward for more than half an hour, and not long after Liu Haizhong and his family started to have dinner, Shazhu had already returned to the courtyard in the wind and snow.

Touching his bulging pocket again, thinking about what he had experienced today, he still felt that it was going so smoothly that it was incredible.

As soon as he got to work today, Shazhu borrowed all the co-workers with whom he had "good relationships", including the canteen director.

Although everyone doesn't carry a lot of money with them when they go to work, but there are so many people, and I borrowed it from the canteen director, so I actually have more than thirty yuan.

As for why these people are "willing" to lend him money, one is because everyone admires his superb cooking skills, and the second is his status as an airborne soldier. When he first joined the kitchen, he was the deputy director of the canteen. You want Who would believe him if he said he had no background?

Besides, they promised to pay back the money as soon as possible, so these people agreed after a little hesitation. There was no need to offend the "leader" over such a trivial matter.

Because there were still a few places to run in the afternoon, Shazhu went to the factory director to ask for leave not long after lunch.

The two of them had met many times, so when he was leaving, he shamelessly said that he wanted to borrow some money. Unexpectedly, he actually borrowed some money. Including the money he borrowed from the canteen, the total was more than seventy yuan. Money.

After coming out of the food factory, Shazhu went straight to Leader Qiao's house. Unfortunately, he was not at home because he had something to do. As a last resort, he had no choice but to change direction and find He Yuyu.

After receiving the call from the guard, He Yuyu thought that Shazhu had found out and came to care about his biological sister. Unexpectedly, after meeting, the other party asked her to borrow money, and it was to save Qin Huairu's son Banggeng.

This made her so angry that she almost shed tears on the spot. She originally wanted to deny it, but after some "hard and soft" actions from Silly Zhu, she finally compromised. After all, this was the only relative she had left.

After working for less than half a year, she managed to save 60 yuan. She lent all 50 yuan to Shazhu. The other party was not satisfied with this and asked her if she could borrow more from a good co-worker.

He Yuyu couldn't hold it any longer. He looked at Silly Zhu blankly for a long time with tears in his eyes before leaving the word "no" and returned to the workshop.

Silly Zhu didn't care whether He Yuyu was sad or not. In his opinion, it was only natural for his brother to borrow money from his sister, not to mention that this sister was brought up by him.

So he ignored her thoughts at all. After packing the money, he went to Leader Qiao's house again. This time, he was lucky. The other party had just returned home from work.

After a tearful performance, Silly Zhu successfully borrowed two hundred yuan from Leader Qiao, and then hurried back to the courtyard.

"Sister Qin, I'm back. How are you doing here? How much did you borrow from Jingru?"

After returning home, Shazhu was not in the mood to eat, so he started asking straight to the point.

"I don't know. I told her in the morning, but she has no money, so I can only find out the answer after getting off work and asking the second uncle. I'm also waiting for the news. How much did you borrow, Silly Zhu? It depends on you There should be a lot of expressions, right?"

"Well, I borrowed a total of three hundred and twenty yuan today, and it's all here. Not counting Qin Jingru's side, we have raised five hundred and five yuan.

While talking, Silly Zhu didn't forget to pat his pocket. Looking at his arrogant look, those who didn't know thought he earned all this money in a day.

"Sinzhu, you are so awesome. How did you borrow so much money? Tell me quickly."

"Actually, there's nothing to make a fuss about. After I went to work today, I started in the cafeteria first, and then......the whole process was like this, pretty much what I expected."

"What's the matter? Brother-in-law, have you raised all the money?"

Silly Zhu had just finished playing, but before Qin Huairu could praise him, Qin Jingru opened the door and came in, asking as he walked.

"Jing Ru is here. You heard me wrong. Your brother-in-law and I were talking about other things just now. Let's sit down and talk. What did the second uncle say? Does he agree to borrow the money?"

After a few words of greeting, Qin Huairu went straight to the topic, while Sha Zhu was also listening attentively.

"Well, I was talking to them about this while we were having dinner. After my constant persuasion, my father-in-law finally agreed to lend you money, so I came over quickly."

"Really! Jingru, thank you so much. You are indeed my sister. You are reliable. By the way, how much money can the second uncle lend us at most?"

Hearing the good news that the second uncle was willing to borrow money, Qin Huairu felt happy and then asked about the amount. This was the most important thing.

"One hundred dollars!"

"So much? Will the second uncle be so generous? Are there any other conditions?"

Although the more the better, one hundred yuan was definitely more than Qin Huairu expected. The relationship between their two families had not reached this level yet, so she asked directly.

"Well, sister, your guess is correct. There are indeed conditions. They are all written on this piece of paper. You can take a look at it first. If you agree, sign it. I will go back and get the money right away." 1

"Okay, let's take a look and talk."

Although Qin Jingru didn't say what would happen if he disagreed, the two of them could think of it with their butts, so they didn't mention it at all and just looked at the IOU.

"Jingru, the second uncle's conditions are too harsh. We bought a bicycle for 168 yuan and have only been riding it for a few days. With him, we can only borrow 100 yuan as a mortgage, and we can still repay it. Can the deadline be extended a little longer?"

"Sister, why don't you go directly to talk to my father-in-law? He got the money and he set the conditions. I don't have the guts to change it."

"............"

"Forget it, Sister Qin, don't embarrass Jingru. Although the conditions are a bit too much, it still leaves us room. If we pay it back in five months, there should be no problem. Who wants us to ask for help from others? Jingru, you Go back and get the money, we signed it."

Compared to Qin Huairu, Shazhu is more open-minded. Repaying one hundred yuan in five months does not put much pressure on them. As long as the money is paid back on time, these harsh conditions will no longer exist.

"Okay, brother-in-law, just wait a moment, I'll go back and get the money."

"Um.

After taking over 100 yuan from Qin Jingru, Shazhu and the others had already raised 605 yuan.

"Sister Qin, that's enough. Let's go talk to the uncle about borrowing money now."

"good."

"Dangdang, sir, aunt, is it convenient now? Huairu and I will discuss something with you."

"Come in, Silly Zhu, the door is open. Old lady, go and pour some hot water for them. This damn weather can freeze people to death."

"OK."

"Excuse me, Auntie."

"It's okay, why are you so polite? You just sit there and talk about things first."

After knocking on the door and entering Yi Zhonghai's house, after greetings, several people sat down and got ready to talk about business.

In fact, Yi Zhonghai already knew the purpose of their coming here tonight and had already thought about how to deal with it.

Qin Huairu returns

I don’t know, but when she and Qin Jingru were discussing borrowing money in the corner in the morning, the aunt was passing by after delivering breakfast to the deaf old lady, so she listened attentively.

Thinking back to the afternoon before yesterday, the staff of the juvenile detention center came to Zururu. The aunt quickly analyzed the matter and it was clear that it must be a good joke and a misfortune.

After Yi Zhonghai came back in the evening, Aunt Ma told him about this. After analysis, they both agreed that Shazhu would definitely borrow money from them.

But I still haven't paid back the more than 1,000 yuan I borrowed last time. If I borrow money again this time, it won't be that easy.

Although there is a high probability that Yi Zhonghai and Yi Ma will choose Shazhu to support them in their retirement years, that will only happen ten or twenty years later. Now the economy of their two families is in a complete state.

Fully independent.

I don't know if it's a coincidence, but the solution the old couple came up with is exactly the same as Liu Haizhong's. You can borrow money, but you have to use something as collateral.

It's like leaving a way out for yourself. If anything happens in the future, you won't hang yourself from a tree.

But the money they lent to Sha Zhu was too much, so after much thought, the two set their sights on Sha Zhu's house.

"Si Zhu, Huai Ru, if you have anything to do, just tell me directly. We don't need to deal with such nonsense."

"Master, it's like this. The staff from the juvenile detention center came to look for it the day before yesterday. It turned out to be great. We raised part of it ourselves, but it was still not enough, so

I'd like to borrow some more from you. ’11

When it came to business, Shazhu didn't hide it, he directly told the story about Bangge and stated the purpose of his coming.

"Then how much money do you want to borrow this time?"

One day, we want to borrow another 1,100 yuan. I know it is inappropriate, but now you are the only one who has the ability to help us. "

"You want to borrow so much? Huzhu, do you have any misunderstanding about Yida's deposit? Although my salary is quite high, your aunt takes medicine all the year round. You also know this.

So the family’s savings actually don’t amount to much. "

Pretending to be shocked, Yi Zhonghai asked back, and then Yi Zhonghai began to complain. The purpose was to tell Shazhu and the others that he didn't have much savings.

"Master, please help us one more time. We will definitely get rid of this money as soon as possible."

"But... let me put it this way, Silly Zhu, although I believe in your character, no one can predict what will happen in the future, so I hope that the money I borrowed will be more secure.

Barrier, can you understand what I mean?"

"For the first time, I understand your concerns. Let's do this. If you see what I have in my house that can be used as a mortgage, just tell me directly, and then we will sign a repayment agreement. This will

So you should feel relieved, right?"

Although Yi Zhonghai said it more implicitly, Shazhu and Qin Zhunru, who had just signed Liu Haizhong's mortgage IOU, immediately understood what he meant, so they made the topic explicit.

But he didn't expect that Yi Zhonghai would...

"Okay, since you understand, Silly Zhu, let me tell you straight away, I can lend you the money, but you must transfer your two rooms to my name, and then you can get the money.

"Of course, I don't mean to kick you out. You can continue to live in the house just like before. I won't force you to pay back the money. You should think about it carefully.

If you agree, you can get the money after completing the procedures tomorrow.

After expressing his thoughts, Yi Zhonghai sat there drinking tea while waiting for the answer from Silly Zhu Qin Huairu and the others.

I thought I would have to wait a lot tonight, but I didn't expect that Shazhu was much more courageous than he thought. He made a decision before even ten minutes had passed.

"Master, I agree to your conditions. We will go through the formalities tomorrow. Then we will go back first."

"okay."

After coming out of Yi Zhonghai's house, facing Qin Huairu's confused eyes, Si Zhu only said the word "retirement", and she understood what her husband had planned.

Although they have now become tenants from the head of household, as long as they provide for the elder brother and aunt in the future, not only can they get their current house back, but they will also get an extra one. This purchase

It's definitely a good deal to sell.

After thinking about these things, the two of them went home and rested directly.

But they seem to have forgotten one thing, that is, plans can never keep up with changes.